Travel

Best Travel Credit Card, No Annual Fee, No Foreign Transaction Fee

Enjoy The Next Trip You Take When You Pick Out The Best Travel Credit Card With No Annual Fee And Foreign Transaction Fee. 

Best Travel Credit Card

Best Travel Credit Card: Do you know you can travel and save some money when you use some travel credit card? Yes, you can! The best way to cut cost for yourself is looking out for travel credit cards that do not charge extra fees. In this article, we are going to be considering some of the best travel credit cards.

One of the reasons traveling can be more expensive is when you have a credit card that charges you for foreign transaction fees. The fees can be more than 3% depending on what you are paying for. To help you enjoy traveling on a budget, we bring to you the best travel credit card with no annual fee. These cards also have a wide acceptance rate so you do not need to be worried if they would be accepted or not.

Let find out the pic pick for you as you keep reading this article!

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Best Travel Credit Card, No Annual Fee, No Foreign Transaction Fee

The kind of credit card you choose can determine the quality of your vacation or holiday. Let’s check out some of the best travel credit cards:

1. Capital One Venture Rewards Credit Card

Capital one venture rewards credit card is one of the best travel credit cards. This card does not charge foreign transaction fee, it has a reward of 5 miles per dollar on hotel and rental cars booked through capital one travel, 2x miles per dollar in every purchase around the world. However, there is no introductory APR and it has an annual fee of $95 but it is absolutely worth it.

You can earn 75,0000 bonus miles once you spend $4,000 on purchases within 3 months from account opening. Another advantage of using this card is the global entry or TSA precheck application fee credit for up to $100 every 4 years. One good thing about this card is that it can be gotten by anyone

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2. Chase Sapphire Preferred Card

Another great travel credit card is the Chase sapphire preferred card. Using this card comes with many rewards such as: $50 annual ultimate rewards hotel credit, 5x points in travel purchased through chase ultimate rewards, 3x points on dining, 3x points on select streaming services and online grocery purchases which excludes target; Walmart and wholesale clubs, 2x points on all other travel purchases and 1x points in all other purchases.

On this credit card, you also earn a welcome bonus of 60,000 points after you spend $4,000 on purchases in the first 3 months from account opening. It also does not charge foreign transaction fee. However, this card has an annual fee of $95 and well as no introductory APR.

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3. Alliant Cashback Visa Signature Credit Card

Next on our list, we have Alliant cashback visa signature credit card. This card rewards 2.5% cash back on all purchases, another good thing about this card is that the annual fee for the first year is waived. You also do not get charged hen you make purchases outside the US. However, this card has an annual fee of $99 after the first year of using it. It also does not have any welcome bonus nor special financing offers.

4. Chase Sapphire Reserve

Chase sapphire reserve is also one of the best travel cards. This card has so much to offer such as: $300 annual travel credit for travel purchases, global entry or TSA precheck application fee credit up to $100 every four years, points worth 50% more when redeemed for travel via chase ultimate rewards, special benefits at the luxury hotel & resort collection, complimentary year of Lyft pink membership.

The biggest set back of this card is that it has a very high annual fee of $550. It also does not have any introductory APR.

5. Capital One Venture X Rewards Credit Card

Next on our list, we have the Capital One venture x rewards credit card. One good thing about this card is the large welcome bonus of 75,000 miles once you spend $4,000 on purchases within the first 3 months from account opening.

There is also no foreign transaction fees, you can also get up to $100 statement credits for either global entry or TSA precheck, unlimited complimentary access for you and two guests to 1,030+ lounges, including capital one lounges and the partner lounge network. However, there is a high annual fee of $395 as well as no introductory 0% APR period.

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6. Discover It Miles

Next on our list, we have the discover it miles. If you are looking for a travel card that does not have any annual fee, then this is the right card to pick. It has a generous welcome bonus, no limit to the number of miles you can earn and miles do not expire. It also does not charge on foreign transactions.

However, travel spending does not receive additional rewards and there is no airport lounge access.

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7. Capital One Savor Cash Rewards Credit Card

Lastly on our list, we have the Capital one savor cash rewards credit card. This card offers unlimited 4% cash back on entertainment purchases, you also have the ability to redeem at any amount. Some of the rewards available are 4% cash back on dining and entertainment, 4% on eligible streaming services, 3% at grocery stores and 1% on all other purchases. Also, no fee is charged on purchases that are made outside of the US. However, this card charges $95 as annual fee.

Frequently Asked Questions

1. Is There An Airline With No Annual Fee?

Yes, there are some that have no annual fee.

2. Does Citibank Charge Foreign Transaction Fees?

If a foreign bank is involved in the transaction, there will be a foreign transaction fee. Transactions in other currencies will first be converted to US dollars. After that, Citi adds the 3% foreign transaction fee.

3. How Do I Avoid Additional Fees While Traveling?

Applying for a card that doesn’t change foreign transaction fees is an ideal option for avoiding additional fees while traveling.

4. How Do I Pay Internationally With A Credit Card?

You can enable your credit card for international transactions either through internet banking or via the card issuer’s app.

5. Which Card Billionaires Use?

The American Express centurion card which is one of the most powerful bank cards.

Conclusion

We have listed and explained some of the best travel cards you can use. However, it is best you compare the pros and cons of each before picking the suitable one. If you have more questions on this topic, please let us know in the comment section. Cheers!

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